Car Title Loans in Ceres
Car title Loan FAQ
Ceres Title Loans serving Ceres, Modesto, Turlock, Delhi, Patterson, Crows Landing, Manteca, Ripon, Salida, Bardi, Hughson, Denair, Livingston, Cortez, Riverbank, Oakdale and more.
Does anyone get rejected from getting a loan?
The only reason people don’t qualify with us are technical reasons. Nothing arbitrary like a credit score.
What are those technical reasons I must pass?
You need an ID, proof or residence and income, references, insurance, your title of course and that’s all. These are things everyone should have no problem getting. Some people don’t simply because they don’t live in California, or they lost their ID, and if that’s the case, then maybe a car title loan isn’t right for you. But any of the things listed above can be taken care of quite easily.
Do you only take a certain list of vehicles?
There are no restrictions on individual vehicles. We accept all makes and models as long as they are 2000 or newer and have a retail value of $4,000. This includes any van or truck pick-up.
Should I just come right into your shop if I want a loan?
The best option, if you know you want a loan, is to apply online. To make things faster for everyone, we handle most of the process over the phone and internet. If these aren’t options for you, you are more than welcome to visit us in person. Call us and we’ll figure out where the nearest location is to you.
I don’t have a typical income, will that be a problem?
No. We issue loans to people who make money in every way imaginable. We don’t judge anyone’s lifestyle or circumstances. If you get retirement or social security checks, that works just fine.
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